Blog

We know what you’re thinking — why should I get life insurance in my 20s? In your 20s, you may be purchasing your first car, renting your first apartment or buying your first home — plus, you’re getting your first job and navigating monthly bills with your new paycheck. Yes, you have spare change, but research by LIMRA, a worldwide research, consulting and professional development organization, shows life insurance isn’t exactly your priority.

So you’ve finally finished high school and now you’re off to bigger and better things — college. While going to college can be a fun and exciting time, it also comes with the anticipation of entirely new surroundings and an altered lifestyle. You won’t wake up to the fresh smell of your mom’s homemade pancakes and come home to freshly laundered clothes folded neatly atop your bed anymore. You’ll have a newfound sense of independence and time to explore yourself freely for perhaps the first time.

You get home from a long day of work, kick off your shoes and sip a nice steamy cup of tea from the comfort of your bed. The intensity of the violins blare from your TV’s speakers as the “Game of Thrones” theme song begins to play just as the doorbell rings. You open your camera monitoring app to see it’s just the kids next door dingdong ditching your house again as you sip your warm hot cup of — wait, is the pot still on?

So you’ve finished the fun part. You went to countless open houses, shopped the entire market and picked the home that best suits you. Whether you’ve been in your home for two weeks or two years, you’ve finally begun to think about a home warranty.

Sure, cars that get you over 30 mpg are impressive — but a car that can actually drive you to your destination? That’s in a whole other ballpark.

We’ve all heard of someone passing away suddenly without having life insurance to protect their family. It’s a tragedy that can be prevented if you find the right policy for your needs, and it’s why life insurance is important.

Conversations about life insurance rates aren’t exactly routine dinner table experiences, but they’re important to put on the agenda in a more private setting.

As the year draws to a close, you begin to think about all the change you want to experience in the new year. Ah, yes — the New Year’s resolution. Whether the thought of these goals conjure up fear or anticipation, one thing’s for sure — you can fulfill your New Year’s resolution without burning yourself out by the end of January.

The holidays can be a hectic time of year: hurriedly rushing from store-to-store to finish up Christmas shopping, late-night runs to Walmart for extra dinner rolls and stuffing, and long hours spent on the road traveling to family members’ homes.