Classic Car Insurance in Harrisburg, Pennsylvania
If you own a classic or antique car, you’ve likely put significant time and money into caring for it. That’s why you need the right collector car insurance policy to protect your investment. At Strock Insurance, we provide comprehensive classic car coverage for your prized vehicle.
What Our Policies Cover
Our classic car policies for central Pennsylvania car owners come with a wide range of coverage options, including:
Collision Coverage
If your beloved car is involved in an accident, collision coverage helps you pay for repairs or replacement. Whether you were in a rear-end collision or hit a tree, you can cover any damage to your classic car.
Property Damage
Sometimes, car accidents involve other people’s property. You might hit a mailbox, fence, lamppost or other structure. With property damage insurance, you’ll avoid paying large sums of money to repair or replace the damaged property.
Personal Injury Protection
If someone gets hurt due to a collision or other incident with your vehicle, you need classic car insurance to help cover their medical expenses. Having personal injury protection coverage on your insurance policy also ensures all injured parties receive prompt medical attention.
Uninsured/Underinsured Driver Coverage
When you have uninsured/underinsured driver coverage, your insurance will cover damage to you and your vehicle if you’re involved in an accident with a driver who does not have the necessary coverage.
Benefits of Having Antique Car Insurance Coverage
Antique car insurance coverage offers several unique benefits compared to regular car policies, including:
Value Protection
Traditional car insurance policies include an actual cash value provision, which estimates your vehicle’s value when an accident occurs. Classic car insurance policies, on the other hand, typically have an agreed value provision. With this type of policy, you and the insurer agree on your car’s value before the policy goes into effect. If your classic or antique car’s value increases over time, you can modify your coverage limit to indicate that.
Repair and Restoration Coverage
Classic car repair and restoration is typically more complex than traditional car work. Your classic car insurance helps cover the cost of these specialized repairs. It can also help you pay for classic car parts like engine components and wheels, which can be expensive.
Discounts for Low Mileage
If your collector car has a low mileage of 500 miles or fewer per year, you may be eligible to receive a discount on your insurance policy.
Contact Strock Insurance for Classic Car Insurance Policies in Central Pennsylvania
If you have a classic, collector or antique car, you need specialized auto insurance. At Strock Insurance, we help you find the right classic car insurance policy for your unique needs at the best rates. We work with industry-leading insurance companies like Erie Insurance and Progressive Insurance to build you a customized classic car insurance plan.
Call us at 717-652-2249 or complete our online form to request a personalized quote and find out more about our insurance options for your antique car. Alternatively, request a quote directly from Erie Insurance, one of our well-respected insurance partners.
