Recreational Vehicle (RV) Insurance Policies in Harrisburg
If you love exploring the outdoors from the comfort of your RV, you need insurance to protect you on your adventures. At Strock Insurance, we specialize in RV insurance coverage for customers in Harrisburg and throughout central Pennsylvania.
Insurance for All Types of RVs
There are many types of RVs, from converted buses to campers. RVs are categorized into three different classes:
- Class A: This class includes luxury RVs. They are typically 20 to 40 feet in length but can be up to 75 feet long. They are large enough to accommodate all the amenities you’d find in a typical home, such as a king-size bed, kitchen, entertainment center and other modern features.
- Class B: Class B recreational vehicles are the smallest class of RVs. They are also known as “van campers” because they look like a van with a raised roof. Although they are small, they can accommodate modern amenities such as a bed, toilet and small kitchen.
- Class C: RVs in this class are built on a van or truck chassis and feature an attached cab section. They are a popular mid-size option offering many of the same comforts of Class A RVs at a fraction of the size and cost.
Whatever class of RV you own, you can count on Strock Insurance to help you find the right insurance plan.
What Does RV Insurance Cover?
RV insurance protects you, your RV and your belongings if an injury or damage occurs. The different types of coverage include:
Collision Coverage
Collision insurance covers the cost of repair or replacement if your RV is damaged by another vehicle or object. If you’re leasing your RV, collision coverage may be required.
Comprehensive Coverage
If your RV is damaged in a non-collision accident such as theft, vandalism, fire or a weather-related incident, comprehensive coverage helps you pay for repairs.
Liability Coverage
Liability coverage includes both bodily injury and property damage. If someone is injured in an accident with your RV, your liability insurance helps cover the cost of their medical bills. Liability insurance also applies if you damage another person’s vehicle or property.
Uninsured/Underinsured Motorist Coverage
If you get in an accident with a motorist who does not have enough or any insurance to cover the cost of injuries or damage, your uninsured/underinsured motorist insurance policy provides the financial protection you need.
Why Work With Strock Insurance?
The right RV insurance plan protects you from incurring significant out-of-pocket costs when the unexpected occurs. At Strock Insurance, we are experts in RV insurance. We’ll help you find the best plan for your specific needs at a low rate that works for your budget. As a local, independent insurance agency, we customize policies from top companies like Progressive Insurance and Erie Insurance to create a plan tailored to the needs of Harrisburg RV owners.
Contact us online or call us at 717-652-2249 to learn more about our options and request a complimentary, personalized RV insurance quote.
