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You’re casually talking about life with your buddy who lives in another state. The topic of car insurance somehow pops up, and you discuss your rates. You notice that he has significantly higher premiums than you. Why? It could be that he lives in one of the states with the highest car insurance rates.

Have you ever wondered why your car insurance rate can vary so much from your friends’ or relatives’ rates? The fact is, the process can seem quite perplexing unless you’re in the insurance business.

New to renting? You might be surprised to discover that you have to carry renter’s insurance. Renter’s insurance is a specific type of protection, but it’s often misunderstood.

Should you build or buy an existing home? That’s a question on the minds of many families and individuals.

As a homeowner, you want to get the best home insurance you can afford. To do this, you should have a realistic understanding of the factors that affect homeowners’ insurance premiums.

       The U.S. Small Business Administration sets the standards for what qualifies as a small business based on either earnings or number of employees. The definition of small business varies by industry. For example, in some areas of power generation, 250 employees qualify as a small business while in some areas of snack food manufacturing businesses with fewer than 1,250 employees are considered small.

Do you get nervous at the thought of taking a medical exam to get a life insurance quote? It’s a common reaction, and completely understandable. Many life insurance policies require that you are screened in your home or office by a licensed paramedical examination professional. Although you don’t have to pay anything for this exam, you need to take it seriously. The healthier you are, the better your chances of hearing a “yes” from your preferred insurance provider, as well as snagging the lowest policy rates on the market.

Some people start thinking about retirement in their 20s. Others wait until their 40s or later. Regardless of when you begin planning for a time when you’ll no longer be working full-time, you may encounter questions about retirement and life insurance policies. Namely, is it possible for you to use life insurance as a viable retirement plan?

Thunder. Lightning. At least you’re safe and warm inside. Then you hear it: BAM! Even before you look out the window, you know that a tree branch hit your SUV. Thank goodness you have collision insurance, right?