Archive for
home-owners-insurance

Have you ever stumbled across a personal possession in your house or apartment you forgot you owned? It happens all the time to homeowners and renters. But what would happen in the event of a fire or other catastrophic loss? You would not receive reimbursement for the item because you would neglect to list it when you submitted a homeowners’ insurance claim.

Not that you need an excuse for finally tackling your most pressing home improvement projects, but how about getting a break from Uncle Sam?

Your home is likely the most significant investment you’ll make in your lifetime, and you can’t underestimate the importance of dependable home insurance. When you start shopping for a policy, the multitude of options can feel confusing or downright overwhelming. You might have many questions, which will affect the policy you choose and how you feel about it. These top 50 most common home insurance questions and their answers should help your search get started.

You might see a natural disaster on the news and think about how horrible that tornado or flood was, then feel thankful that it wasn’t near your home. While you may not think you need home insurance, remember that natural disasters happen in Pennsylvania and beyond.

It probably doesn’t shock you to hear that a home is one of the biggest investments you’ll make in your life. In fact, it’s right up there with paying for your own or a loved one’s post-secondary education.

You get home from a long day of work, kick off your shoes and sip a nice steamy cup of tea from the comfort of your bed. The intensity of the violins blare from your TV’s speakers as the “Game of Thrones” theme song begins to play just as the doorbell rings. You open your camera monitoring app to see it’s just the kids next door dingdong ditching your house again as you sip your warm hot cup of — wait, is the pot still on?

So you’ve finished the fun part. You went to countless open houses, shopped the entire market and picked the home that best suits you. Whether you’ve been in your home for two weeks or two years, you’ve finally begun to think about a home warranty.

Should you build or buy an existing home? That’s a question on the minds of many families and individuals.

As a homeowner, you want to get the best home insurance you can afford. To do this, you should have a realistic understanding of the factors that affect homeowners’ insurance premiums.