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Sometimes, the sky lights up a little too close to home. Lightning strikes happen regularly, and they can cause numerous problems for homeowners. Each year, about 40 million lightning bolts strike the ground in the U.S., and you never know if Mother Nature will always spare your house. While the forces of nature are beyond your control, you should understand what to do and the precautions to take when your home is struck by lightning.

Car insurance requirements vary from state to state, but there are absolute musts that cut across many states. For example, many states require car owners or drivers to have a minimum coverage for any injury or property damage they cause. These are mandatory auto insurance coverage that you must buy. However, some auto insurance coverages are optional. These policies are an additional expense but may save you from trouble in certain situations. We discuss some of the additional auto insurance options worth considering.

Life insurance assures you that your family will be cared for if something happens to you. Often individuals with no financial dependents or financial obligations won’t need life insurance, but if that’s not you, then you might want to start considering different life insurance options. If you already have a policy, you may want to add your spouse to your life insurance. When you and your spouse have life insurance, you can ensure financial security for the future should anything happen to you. In this article, we break down how to add a spouse to an insurance policy.

If you’ve filled up your gas tank or gone grocery shopping lately, you’ve probably noticed a sharp increase in costs. From May 2020 to May 2022, the price of consumer items rose by about 8%. You may have seen increases in costs for:

Life insurance enables people to provide their loved ones with income in case of their death, which can help pay for funeral costs, mortgage payments, college tuition and other costs. For many people, life insurance plays a vital role in feelings of financial security.

Owning a second home can give you a place to vacation any time of the year. Whether you want a beachside cottage or a cabin in the woods, a second home can be your designated location for rest and relaxation.

Umbrella insurance is an extra way to make sure you and your family are protected from the unexpected. It bridges the gaps between your other insurance policies, helping ensure you are ready for whatever comes your way.

Your restaurant handles a lot. Some of your work is common to most companies, like managing employees and serving customers — but other tasks are unique to your industry. Owning a restaurant carries specific risks, as with all businesses. One of the best actions you can take to minimize your risk is to buy restaurant insurance.